Features

• Financial Protection: Covers hospitalization, surgeries, and sometimes outpatient care.
• Tax Benefits: Premiums qualify for tax deductions under Section 80D.
• Peace of Mind: Ensures you’re not burdened by medical expenses in case of an emergency.
• Premium Costs: Premiums can increase with age or due to certain health conditions.
• Exclusions: Certain treatments or pre-existing conditions may be excluded. Pre-existing diseases disclosure is most important for smooth coverage.

Suitable for

• If you don’t have sufficient lifelong coverage corporate health plan or need additional coverage to you and your family.

• If you’re planning for the future and want protection against medical expenses tend to rise over time.

bBETTER GROWTH

bBETTER GROWTH helps individuals, families, and organisations choose the most suitable health insurance plans according to their healthcare needs and financial circumstances, offering guidance on the best coverage options by

• Assessing Healthcare Needs & Financial Situation:

  Evaluating the client's medical history, family requirements, and budget to recommend the right health insurance plan.

• Explaining Coverage Options:

  Informing clients about different plans, such as individual, family floater, critical illness, and top-up insurance.

• Customizing Insurance Policies:

  Tailoring plans to meet specific needs based on age, health status, and preferences, with options for add-ons like hospital cash and co-payment choices.

• Providing Claims Assistance:

  Supporting clients throughout the claims process, including cashless and reimbursement claims, and helping resolve any issues.

• Reviewing Existing Coverage:

  Regularly reviewing policies to ensure they remain aligned with changes in health or financial situations.

• Ensuring Regulatory Compliance:

  Complying with insurance regulations, maintaining transparency, and safeguarding client privacy.

• Promoting Health & Wellness:

  Offering advice on preventive care, healthy living, and the importance of early diagnosis to reduce healthcare costs.

• Managing Corporate Health Plans:

  Assisting businesses in designing and managing group health insurance plans for employees.

• Guiding Health Insurance Portability:

  Helping clients transfer their health insurance between providers without losing accumulated benefits.